Bonds Investment

Stable income with lower risk for your investment portfolio


What Are Bonds?

Bonds are fixed-income securities that represent loans made by investors to borrowers. When you purchase a bond, you're essentially lending money to the issuer for a set period in exchange for regular interest payments and the return of the bond's face value when it matures.

Benefits
  • Predictable income stream
  • Lower risk than stocks
  • Portfolio diversification
  • Capital preservation
Considerations
  • Interest rate risk
  • Inflation risk
  • Credit/default risk
  • Potentially lower returns than stocks

Types of Bonds

Government Bonds

Issued by national governments, these are considered among the safest investments.

Municipal Bonds

Issued by states, cities, or counties to fund public projects, often tax-exempt.

Corporate Bonds

Issued by companies to raise capital, with varying risk and return profiles.

International Bonds

Issued by foreign governments or corporations, adding global diversification.

Bond Investment Strategies

Ladder Strategy

Invest in bonds with staggered maturity dates to manage interest rate risk and maintain liquidity.

Barbell Strategy

Invest in short-term and long-term bonds, avoiding intermediate-term bonds.

Bullet Strategy

Focus investments on bonds that mature around the same time to meet a specific future obligation.

Passive Strategy

Buy and hold bonds until maturity to generate predictable income and principal return.

Ready to invest in bonds?

Speak with our investment advisors to create a bond strategy tailored to your goals.