Professional management and diversification for investors of all levels
Mutual funds are investment vehicles that pool money from many investors to purchase securities like stocks, bonds, and other assets. Professional fund managers allocate the fund's assets and attempt to produce capital gains or income for the fund's investors based on the fund's investment objective.
Invest primarily in stocks with the goal of capital appreciation. Risk level: Moderate to High.
Invest in bonds and other debt securities with the goal of generating regular income. Risk level: Low to Moderate.
Invest in a mix of stocks, bonds, and sometimes money market instruments. Risk level: Moderate.
Invest in short-term, high-quality debt securities. Risk level: Very Low.
Invest in securities from markets outside your home country. Risk level: Moderate to High.
Focus on specific sectors, industries, or investment strategies. Risk level: Varies.
Multiple investors pool their money together
Fund managers invest according to the fund's objectives
Fund's value is calculated daily as Net Asset Value per share
Profits distributed to shareholders as dividends or capital gains
| Fee Type | Description | Typical Range |
|---|---|---|
| Expense Ratio | Annual fee to cover operating costs, expressed as a percentage of assets | 0.5% - 2.5% |
| Front-End Load | Sales charge paid when purchasing shares (Class A shares) | 3% - 5.75% |
| Back-End Load | Sales charge paid when selling shares (Class B shares) | 1% - 5% |
| 12b-1 Fees | Annual marketing and distribution fees | 0.25% - 1% |
| Redemption Fee | Fee charged when selling shares shortly after purchase | 1% - 2% |
| Account Fees | Maintenance fees for account services | $10 - $50 annually |
Our financial advisors can help you build a portfolio that matches your goals and risk tolerance.